Custom Benefit Portfolios - Designed for Unique Needs

LUX Benefits is a boutique, female-owned, agency specializing in fully insured and alternative funding health plans. We are laser focused on your employees and bottom line.

EMPLOYER SPONSORED PACKAGES INCLUDE:

Self-Funded
Partially Self-Funded CAPTIVE Programs
Fully Insured Medical Packages including Dental, Vision, Basic Life & Accidental Death and Dismemberment, Buy-Up Life Insurance Employee, Spouse, Child (ren), Short Term Disability, Long Term Disability, Employee Assistance Program (EAP)
Supplemental Work Site Benefits
Executive Benefit Packages

All plans are unique, driven by your Employees and Company's Bottom Line.

Blazing a New Trail

We engage our client relationships like family. Lux is not interested in being the biggest - Only the Best! In turn it is our job to show your company in its best light to your employees. Delivering your needs affect the soul of the business. We live and breathe Employee Benefits. Properly executed, your Benefit Package becomes a company asset not a lingering sunk cost.

Heidi Lebherz, President

After graduating from USC Heidi joined the family business. Since 2001, she has successfully counseled business owners and key personnel with award winning cost saving strategies in benefit planning for mid to large size businesses. She is recognized by carriers, industry professionals, and national associations, as a cutting-edge Benefit Executive.

Heidi's professional and incisive approach is clear and concise, There is nothing a National Firm can offer a client that our boutique firm cannot. I spent many years inside the larger firms only to lose touch with the CEO's, CFO's, CPO's, and HR directors I worked so hard to win! Together we, seamlessly, delivered thousand's of employees and their families the largest non-income benefits on which they depend. We are never going to grow past my ability to know each account intimately.

My Commitment to You

Your Business is unique. LUX Benefits will tailor an employer sponsored benefit portfolio to satisfy the employees' needs while exceeding employer financial goals.”

Testimonials

Heidi Lebherz, CEO of LUX Insurance Services, saved my company over $1M dollars over a 5 year time period. I never dreamed I could take my company out of the fully insured marketplace into the uncharted waters of an Alternative Partially Self-Funded health plan. Heidi provided me the professional support and confidence I needed to take the leap.

- Chief People Officer- 750 Employees

Heidi Lebherz is professional and personable. She listened to understand our needs and ideas, then provided great product options to meet those needs. Heidi is committed to her clients and leads her team to ensure that clients receive the best service. She was able to negotiate better, lower rates than any of our previous brokers. Her years of experience in benefits insurance have made her a valued member of our employee benefits team.

- CFO, 380 Employees

I highly recommend Lux Insurance Services. We are a Design Build Firm with 90-100 employees. Since we switched our broker representation to LUX, the level of service has drastically changed for the better. The team at LUX is not only quick to respond to any requests or questions, but they are also proactive in handing our multiple benefit programs. They provide us with a thorough review and present a range of options for yearly enrollment, and professionally and responsibly handle the process. Extra bonus points for being always pleasant!

– CFO, 94 Employees

We love working with Heidi Lebherz-Peddy and her company LUX. Heidi and her team are amazing, professional, and very supportive. I highly recommend them!

– CEO - 100 Employees

With rates increasing year after year under the Fully Insured model Heidi directed us to a Captive Group which has controlled the premiums over the past 8 years to current while offering our employees first class benefits. We would highly recommend LUX Insurance Services to any company looking to achieve cost-containment while retaining the integrity of the benefits. Her team is always available answering with a smile.

– CMO - 66 employees

You have been much more than Awesome through this crisis!! I need to find a word that is better than Awesome, that would be you!

– Thank you, Bridget

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